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Health Maintenance Organization

Indemnity Plan

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Indemnity Plan

  An Indemnity Plan is sometimes referred to as a fee-for-service plan.man holding dog

Choice:

  With an indemnity plan, the policyholder may choose any medical provider. The provider or policyholder submits the bills to the insurance company for payment.

Costs:

  With most indemnity plans the policyholder is required to pay a deductible each year before the insurance starts paying claims. Once the deductible is met, the insurance usually covers 80% of the usual and customary rates. If the provider charges more than the customary rates, the policyholder pays both the coinsurance and the difference.

 


Uatpat.org - The Utah Assistive Technology Program is designed to help you know what assistive technology is available, how to get funding for assistive technology, and to provide you with links and resources.