Health Maintenance Organization Indemnity Plan Preferred Provider Organization Point of Service Plan Advocacy Tips		Point of Service Plan   Many HMO's offer an indemnity-type option known as a Point of Service plan (POS plan). Choice:   A POS plan requires a primary care physician to make referrals to other providers in the plan. However, members can refer themselves to outside providers and still have coverage. Costs:   Under a Point-of-Service plan if the care physician makes the referral all costs are covered. If a policyholder refers himself or herself they are responsible for the co-payments.
		Uatpat.org - The Utah Assistive Technology Program is designed to help you know what assistive technology is available, how to get funding for assistive technology, and to provide you with links and resources.